The micro credit as advance of the pay

The microcredit is a novel product that can be a very interesting financing alternative in certain cases and if it is known to resort to it in an intelligent way, it is not a convenient product to finance superfluous expenses, but it can be very valuable to undertake unforeseen expenses and expenses urgent in a quick and simple way.

Advantages of micro credit

Advantages of micro credit

Among its benefits is the rapid granting and disposal of money in checking account, generally its study and management is available in less than 24 hours. In addition it is not necessary to go to the notary to formalize the credit, avoiding expenses added to the credit that also delay the availability of money.

Another great advantage is the flexibility in payment. As these are not very high amounts, the amount due on interest is not very high and fully acceptable to the petitioner. In the case of payroll or salary advance, the loan time can be only a few days, so that the interest expense is minimal and in exchange the person who enjoys the credit has been able to save a significant sum in bank commissions in concept discovered or penalized by red numbers in his bank account, and what is more important has been able to respond to an urgent need that arises in the family environment quickly and beneficially for him.

It may be the case that the expenses incurred in that month do not allow the micro credit to be immediately reimbursed when the payroll is collected. The structure of this product allows you to adapt the refund of your amount at the pace that suits the customer, accelerating or delaying your payment, even canceling it at any time that suits the customer.

Some examples of urgent financing needs in which micro credit is very advantageous:

Traffic tickets

Traffic tickets

Unfortunately, most people are exposed to a traffic ticket and often arrive when finances are more weakened. The micro credit allows for quick payment by allowing the petitioner to access the discount for voluntary payment, reducing its amount significantly and also avoiding late payment interest.

IRPF payment

IRPF payment

The tax return goes out to pay and arrives at a bad time. The micro credit allows to pay that amount adapting to the possibilities of the client avoiding unpleasant problems and repercussions with the tax agency.

Car breakdown

Car breakdown

In many cases, without a car, you cannot go to work and it should be repaired as quickly as possible. In addition, the longer the car without driving, the more wasted use of fixed costs (insurance, ITV, traffic tax…), micro credit is the answer.

Health needs

Health needs

Need to go to the dentist, a broken glasses or any other health circumstance, needs to be solved quickly. Health is how important your cost can be financed.

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